Whole Life

A whole life insurance policy is designed to provide insurance protection for your entire life, with built-in savings element, provided premiums are paid as specified in the policy. There are two major types of whole life: participating and non-participating.

Participating whole life insurance appeals to people who are not interested in managing day-to-day investment risk and are attracted to the historical stability of the insurance companies. Equally important are the guarantees inherent in a participating whole life policy: level premium guaranteed for life; level death benefit and; guaranteed cash surrender value increasing over time.

Participating whole life policies are also eligible to receive policy dividends. While not guaranteed, dividends have the potential to enhance your policys long-term value while retaining a tax-exempt status.

Securing your Family's Future

Following the advice of a trusted advisor is shown to be a significant factor in building wealth and achieving investment success. Our team can provide sound advice and a Personal Wealth Management Strategy™ to guide & assist you & your family at any stage of life.